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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,208 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States. They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits. They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage. With no term benefit limit set, the company has no caps to their coverage claims. As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage. For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website. In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement. The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract. After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services. In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA. In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4208 Customer Comments & Reviews

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T
Tress
8/9/2018
I had the seller of my house pay for this home warranty. It seems to be a very good one. The only problem (which probably is not that of the company's) is that I assumed that it would be active as soon as I bought my house but it went into effect a couple of weeks or more later. Probably bad communication between buyer and seller and real estate agents but I did not receive anything from SHW showing me that I was being covered, proof of coverage, etc.


M
Martha
8/9/2018
This is the first time I've used Select and I'm not sure whether or not I'll stay with them. I checked the rating for all home warranty co's I could find and Select was said to be first and so on. I called and purchased a 3 yr plan including additional coverages such as pool and others. As of yesterday I had to call in 3 repairs, for appliances that should not have problems for years but it is what it is. When I called in all 3 claims, the rep was very courtesy and professional. It was a long process and all was fine, until I got an email from Select advising that they did not cover clothes washer dispenser or repair them. Unfortunately, either I or the rep miscommunicated and I was... Read More


Paul E
8/9/2018
The service representative I talked to was awful. I asked her (on the 3rd call to them) why they would only pay for the part and not the labor to repair my refrigerator. She referred to section 9 of the policy agreement which only references cases where the appliance was misused or poorly maintained... neither which applied in my case. She then referred me to section 8. Section 8 states that installation would not be covered if the appliance had to be replaced. But they're not replacing the appliance. They are only repairing it. When I challenged her on these responses, she totally ignored my questions and dismissed my concerns. So for every part that needs to be replaced on any... Read More


B
BARBARA S
8/9/2018
I AM NEW TO SELECT HOME WARRANTY (3 MONTHS) AND REGRET I GAVE THEM MY $700 FOR BOTH MY HOME AND MY MOTHER'S. FIRST I NEVER RECEIVED A WELCOME PKG., NO INFO. ON HOW TO SUBMIT A CLAIM, POLICY NUMBERS, WHAT IS COVERED AND EXCLUDED, ETC..!! THE FIRST TIME I NEEDED YOUR HELP I LEARNED MY GARAGE DOOR SPRINGS ARE AN EXCLUSION! I HAD TO PAY CLOSE TO $300 OUT OF POCKET WHEN I THOUGHT I HAD BOUGHT A WARRANTY! NO EXCLUSIONS WERE MENTIONED UP FRONT, DURING THE SALE !!! WHEN I ASKED TO CANCEL THE WORTHLESS WARRANTY YOU TELL ME, AFTER PRORATING, PLUS $75 CANCELLATION FEE, FOR EACH HOME ,YOU'LL KEEP CLOSE TO $400 OUT OF $700, MORE THAN HALF!! AND I HADN'T RECEIVED ANY SERVICE YET!! I... Read More


S
Sandra L
8/9/2018
I have been with Select Home Warranty for a couple of years now and I can say that they are very helpful and professional. I am an old lady and so as my appliances so I decided to get a plan with Select on 2016. My husband died a year ago and since then, I became dependent with SHW and its team. I have had several claims all of which were handled very quickly. Select's people are very prompt, respectful and kind. Thank you always Select!


D
Donald S
8/8/2018
The worst Home Warrenty Company I have ever used! They always are finding a reason in there contract to exclude or limit how much they will pay for a repair. Everytime they have engaged one of there service contractors to our home and receive the estimate for labor and parts they hardly ever approve of the repair. They always have some lame excuse in contract 9.1.2 to limit payment to $150 stating you have not provid ed annual service maintenance inspaections this can only pay $150 ! Also they comstinqly tell you if you are not satisfied with the service contractor we sent to your home find your own contractor . Great that means you must pay the full amount to your own... Read More


Jack F
8/8/2018
I do have a problem with this Select Home Warranty. I purchase a one year policy for the house that I was selling but as advise it would not be turned on till the house sold to a new owner. House sold last March, call Select home to advise them of new owner name and to "activate" the policy. Select Home Warranty Apparently then activated the policy while the house was for sale and now has expired. Select Home only answer was to say sorry and have me purchase a new policy for the new owners. Don't think the new owners will want to trust this company either. Be VERY Careful on working with this company. Ref: Policy # SHW1435458


S
Souad s
8/8/2018
Awful awful awful. I wish I could give a minus rating. My first and only experience with this company after almost 10 months in my contract. I have been without a working AC since June and the temperature has been as high as 112. Sélect home sent a company that 3 times claiming every time that there was a different problem. I was conned in paying over 300 dollars in repair and when it was finally clear that I needed my unit replaced they declined stating I didn’t have record and that they will give me 60 dollars toward replacing my unit. Terrible and a waste of money to have signed up wit this company.


J
Jason T
8/8/2018
$60 deductible for a working heating system. What can I ask for. I submitted a claim last week about my water heating system. Select sent Marcus and 2 more technicians to fix the problem with the system. When the work is done, I didn't pay anything but the service call fee that they charged me. Normally it takes $1500 to get this issue repaired but because of my plan with Select, my heating system was fixed without me spending so much. Thank you Select!


R
Rey B
8/7/2018
I called Select the other night to submit a claim about my broken clothes washer. I spoke with Angela, a very friendly representative. She was very accommodating and smart. She can relate and share her idea about any topic that I opened during the claim call. She made sure that the service repair request was scheduled in my convenience which was this morning and the guy she sent me, was awesome too. He was able to fix the washer in just a couple of hours. Good Job Angela.



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