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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,208 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States. They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits. They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage. With no term benefit limit set, the company has no caps to their coverage claims. As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage. For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website. In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement. The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract. After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services. In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA. In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4208 Customer Comments & Reviews

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A
Alkaanka2014
4/22/2019
No words. Completely ripped-off by this company. $400 max payout on any item, IF you are lucky enough to have your claim approved, but you don't know that until after you have paid them and actually get to see the contract.


A
Alkaanka2014
4/22/2019
They don't let you read the contract until after you pay for an entire year up-front. The sales people will say ANYTHING to get you to purchase. Their maximum payout on any item is $400. That doesn't cover much on a $4000 new central air, and even then they won't approve it stating a "Freon leak is not covered". Um, I have the technician report in front of me that states, "bad evaporator coil". WTH? Its not a Freon leak, its a bad evaporator coil due to poor maintenance ( prior to my purchase, I have not lived here even a year yet) yet they keep denying my claim stating Freon leaks are not covered. Save your money. All warranty companies do this.


H
harvey d
4/22/2019
the represenative prvided me with the necessary information that i would need to move forward with my claim. so she should rate a very good rating. she may indeed rate 5 stars but i don't ever use the top rating.


M
Mesha
4/22/2019
I have had appliance warranties in the past and this one was by far the WORST. I was told things would be covered and they weren't. I even called one of their "preferred plumbers" and he told me that he asked them to stop having customers call him because Select Home Warranty hadn't paid him for past claims. When I called to cancel a gentle put me on hold and virtually refused to cancel my policy. Will be going back to American Home Shield! I only left American Home Shield because I thought Select was cheaper..... well you get what you pay for!


M
Meghan B
4/22/2019
So far Select Home Warranty has been really quick at returning emails/calls about the claim that I have made. Our washer went out this week and I had to submit a claim on Easter. By the end of the day, I had already received an email saying that the claim would be processed and a contractor would be selected within 24-48 hours. The very next morning, the repair service was selected and I was contacted to set up a service appointment. I currently do not know how the resolution of the claim will play out as of yet, but I am hopeful.


Bill S
4/22/2019
Customer service rep was very helpful and promptly assigned service contractor who we expect will contact us shortly to address our plumbing problem. Since we are still waiting for the contractor to schedule the repair, I am assigning 4 stars to the service thus far.


C
CHARLES M
4/22/2019
They helped find a technicians within 24 hours. Much faster than my previous experience. Good job SHW!!!!


Russ S
4/22/2019
Do not trust this foreign company. They have inefficient systems in place to handle claims. There is no email address on their website. They do not have a "status" of your claim set up on the web. I filed a claim on my oven on March 3, 2019. It is April 22 and I still don't have an oven repaired or replaced. They asked for photos of the oven and the model number. I sent them. They said to wait 48 hours. I called back 48 hours later. They asked for photos of the oven and the model number again and told me it would be 48 hours. I called back 48 hours later. They asked for photos of the oven and for the model number again. I pointed out I had sent them three times. The operator... Read More


O
Omar B
4/22/2019
The clothes dryer broke down and I was given a proposal for a $250 reimbursement check. I had to wait 45 days and it did come and the amount is being used toward a replacement one.


T
Tracy F
4/22/2019
Select warranty offered me a low cost bronze plan and I use it to manage my appliances in my coop. The program is reasonable and the claims department has always been able to answer my questions in a timely manner.



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