PennyMac offers a competitive range of mortgages with fixed- and adjustable-rate terms. You can view all of its latest rates on its website and get a custom quote to see which options are available to you. If you want to learn about specific fees, you must contact the company for more information. But its online tools can give you some sense of whether PennyMac is the right mortgage lender for you in just a few minutes.

PennyMac has a good array of online resources to help you figure out how much home you can afford, which type of mortgage is best for you, and how much one of its mortgages might cost you. Its custom quote tool is your best bet for figuring out if PennyMac is a good match for you. Then, once you've decided which loan you want, you can fill out its online application form or contact the company to figure out your next steps.

Qualification requirements depend in part on which mortgage you're interested in and whether the home is your primary residence. Those with fair or better credit should be able to get approved. By using PennyMac's custom online quote tool, you can get a sense of the rates you'll pay. You won't find a specific rundown of all the qualification requirements on the company's website, as mortgage lenders rarely release this information. If you have any questions about whether or not you qualify, you can always contact PennyMac or fill out an online application form to find out.

Though it hasn't even been around two decades yet, PennyMac has already established itself as a leader in the industry, with the customer reviews to back it up. It's received higher ratings from borrowers than you normally see with mortgage lenders, with a 4.1 from TrustPilot and an A+ Better Business Bureau rating. It has earned some complaints as well, but this is to be expected when you're talking about a major mortgage lender and doesn't pose any serious cause for concern.